Craig ritchie

expat Chartered financial planner

I'm an expert at building and implementing financial plans for British nationals living outside the UK.If you are worried your finances are not optimised, wish to plan in advance of selling your business or you would like to know when you can retire - you've come to the right place!

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expat clients

You might be based in the Middle East or Asia.Having worked in the UK you likely have a pension and are now accumulating cash from your salary each month.You may not be sure what currency to save in and have thought about the tax consequences when you return to the UK or Europe. Should you keep paying National Insurance?You've come across some of the following companies - Zurich, FPI, Quilter, Utmost, Generali, Skandia, STM and RL360.I will help you review these policies, cut your costs, improve returns and answer all the financial questions you have as an expat.

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What I do to help you

In building a comprehensive financial plan for you and your partner, I will consider everything from:Ongoing savings;
Investment risk;
Currency exchange;
Tax planning;
Property investing;
Alternative investments;
Retirement planning;
Succession - passing on wealth.

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My story

I am a Chartered Financial Planner, qualified in the UK. I worked in the pensions industry and I specialise in helping people achieve financial independence and retirement.I am a long term expat based in Dubai but regularly visit both the UK and Asia to meet clients.

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